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3 Things to do if a parent needs long-term care

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3 Things to do if a parent needs long-term care

As families grow, life situations change and new needs arise. When children become adults, finding ways to provide long-term care for their aging parents becomes a top concern. 

If this is the point where you and your loved ones are right now, there are ways to make this often challenging and emotional time less stressful.  

1. Learn the options

When planning long-term care, the first thing you should do is look at your choices. A nursing home may be an option, but it is not necessarily the only one. To learn about other possibilities, you may want to ask: 

  • Your family members 
  • Your health care providers 
  • A professional counselor 
  • A licensed social worker 

In addition, there are often websites available to learn more about whatever options you are considering. 

2. Figure out finances

For many families, paying for long-term care is a major concern. If this sounds familiar, take some time to familiarize yourself with funding sources that may be available. The majority of people rely on multiple income streams to cover costs. Sometimes, there are more options available than people realize.  

3. Talk about things

Although it may be difficult to talk to your parents about planning long-term care, it is a necessary discussion to have. Making a plan today can save your family unnecessary stress and heartache down the road if mental or physical deterioration impacts decision-making capabilities.  

Figuring out how to approach the long-term care of a parent can be challenging, but knowing what to do can help you make the best decision for your family.