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What coverage does Medicaid offer?

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What coverage does Medicaid offer?

On Behalf of | Mar 11, 2021 | Estate Planning

If you are an older adult, you may qualify for coverage under the Medicaid program. This program provides medical insurance to low-income individuals.

However, the requirements vary some for people over the age of 65, so you may be able to qualify even if you have assets or think you make too much. It is well worth checking into because Medicaid coverage can pick up where your Medicare leaves off.


According to the Centers for Medicare & Medicaid Services, Medicaid coverage can pay for premiums and other expenses that Medicare will not cover.

For example, Medicare provides four areas of coverage. It will pay for hospitalization costs, prescription drugs and other doctor services. If you have Medicare, though, you know the coverage is not 100%. You will almost always have to pay out-of-pocket for at least part of all expenses you incur for medical care.

This is where Medicaid steps in to help. It will typically pay for the remaining balance.

Additional coverage

Beyond just paying for the remaining bill after Medicare pays, Medicaid also covers things Medicare does not. You could qualify for additional services, such as nursing home care or vision care.

When using your insurance, Medicare pays first. Anything remaining comes from Medicaid. However, if Medicare does not provide coverage for a service, Medicaid will pick up the whole tab. You can use both insurance options at the same time or independently as your needs dictate. It can be a great way to save a lot of money if you qualify for Medicaid based on income limits, which you can check with the state.